Terms of Use

Last Updated: 18 June 2026

1. Introduction

These Terms govern your use of the Divido Platform operated by Divido Realestate Investments.

By using the Platform you agree to these Terms and our Privacy Policy. Governed by the laws of Egypt.

2. The Divido Service

IMPORTANT: Divido is a technology platform, not a licensed broker-dealer, asset manager, or investment advisor.

Opportunities are structured through a Real Estate Investment Fund (REIF) managed by an FRA-licensed asset manager. Ownership is represented by sub-fund certificates.

3. Eligibility and Account Registration

  • You must be at least 18 and legally able to contract.
  • Provide accurate registration information.
  • KYC/AML: Required checks may lead to suspension if failed.
  • You are responsible for account security.

4. The Investment Process

  1. Browse listings (informational only).
  2. Review offering documents from the Asset Manager.
  3. Subscribe to a sub-fund (e.g., minimum EGP 25,000).
  4. Fund via approved payment channels.
  5. Funding close and asset acquisition.
  6. Issuance of certificates.

5. Cancellation and Refund Policy

See our Refund & Cancellation Policy, incorporated into these Terms.

6. Fees

  • Platform and sourcing fees disclosed before investment.
  • Annual AUM fee to the Asset Manager.
  • Exit fee on capital gains when a property is sold.

7. Risk Acknowledgment

  • Risk of loss of principal.
  • Illiquid real estate; no guaranteed early exit.
  • Past performance is not indicative of future results.
  • Divido does not provide investment advice.

8. Intellectual Property

Platform content is protected by copyright and trademark laws.

9. Disclaimers and Limitation of Liability

The Platform is provided "as is" to the fullest extent permitted by law.

10. Governing Law

Governed by the Arab Republic of Egypt; courts in Cairo.

11. Changes to These Terms

We may update Terms on this page; continued use is acceptance.

12. Contact Us

Support@projectdivido.com